Business & Finance Credit

Credit - Assembling the Paperwork Part 1

Your lawyer will know best how to put your petition together.
Still it's up to you to provide all the information he or she will need.
Don't be intimidated by the amount of stuff you'll have to come up with-just take it one step at a time.
You've probably done a good bit of the work already in deciding whether you should file bankruptcy in the first place.
You've added up your debts and taken a hard look at your income and expenses.
All you have to do is put the information together and fill in any gaps there might be.
Basic Information And I do mean basic, such as name, address, and Social Security number.
You'll need to list your full name, including any "Junior" or "the III.
" Besides your current address, you'll need to put down any other addresses where you've lived in the past two years, including the starting and ending dates.
You must file in the jurisdiction where you have lived the most in the previous six months.
Don't worry about having to write down your Social Security number.
The bankruptcy courts finally realized the potential for mischief in having that information part of the public record.
As of December of 2003, all but the last four digits of Social Security numbers are "X-ed" out for security reasons.
There may be a separate document that you'll sign to verify the complete number, but that paper is not part of the public record.
The full number is necessary to make sure that you are who you say you are.
At the hearing, you may be asked to show proof of the full number by producing an official document such as the card itself or a pay stub.
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