Don't have any idea on where to purchase prepaid credit cards? Well, this article will surely be of great help.
The Benefit of Prepaid Credit Cards
Prepaid cards have risen in popularity these days. Why? Because a lot of people have realized just how financially risky "typical" charge cards are. Furthermore, prepaid cards also serve as worthy alternatives to individuals who are not able to pass the meticulous credit checks that come with a credit card application; since, they offer "100% guaranteed approval" scheme. So how are prepaid cards more financially secured compared to traditional charge cards?
Well, these cards offer financial security and freedom from debt given that they curtail overspending. Traditional credit cards have caused a lot of people to go into serious debt because they give their owners limitless spending capacities. They allow their owners spend more money than they have. With prepaid cards, there is possibility of overspending and paying for exorbitant overdraft charges later on; because you as a card holder are only limited to spending the money that you have loaded in your card. As they are named, "prepaid" cards are pre-loaded or previously funded plastic money; which means that you are required to load them with cash before you can actually use them. Once your pre-loaded funds run out you are no longer able to pay for anything with your card. This means you are only allowed to spend the money that you have and not go beyond your financial capabilities.
Another advantage is that you will no longer have to go through meticulous credit checks when applying for a prepaid card. No application is rejected regardless of credit history.
Where to Purchase Prepaid Credit Cards
Basically, there are two ways for you to purchase prepaid credit cards--online and through in-store card issuers.
1. Online. Your first option is to get your card from an online card issuer. The first thing that you have to do is to choose a payment network like Visa, Mastercard or American Express. Then, you can visit their website to check out their list of online card issuers. Applying for a card online is really effortless. Typically, you will just be required to fill out an online application form and then wait for the delivery of your card via mail.
2. In-Store. If you are not comfortable with applying for an application online, you can visit some in-store providers. Some of the stores you can visit to purchase a prepaid credit card are as follows: Walgreens, Rite Aid, Walmart, Albertsons and Kroger.
If you want to have more control over your finances and do not want to go through a credit history check to obtain a credit card, the prepaid cards are your best options. I hope you have found the article as an adequate help to your question of where to purchase prepaid credit cards.
CLICK HERE to apply for a prepaid credit card and get instant approval!
The Benefit of Prepaid Credit Cards
Prepaid cards have risen in popularity these days. Why? Because a lot of people have realized just how financially risky "typical" charge cards are. Furthermore, prepaid cards also serve as worthy alternatives to individuals who are not able to pass the meticulous credit checks that come with a credit card application; since, they offer "100% guaranteed approval" scheme. So how are prepaid cards more financially secured compared to traditional charge cards?
Well, these cards offer financial security and freedom from debt given that they curtail overspending. Traditional credit cards have caused a lot of people to go into serious debt because they give their owners limitless spending capacities. They allow their owners spend more money than they have. With prepaid cards, there is possibility of overspending and paying for exorbitant overdraft charges later on; because you as a card holder are only limited to spending the money that you have loaded in your card. As they are named, "prepaid" cards are pre-loaded or previously funded plastic money; which means that you are required to load them with cash before you can actually use them. Once your pre-loaded funds run out you are no longer able to pay for anything with your card. This means you are only allowed to spend the money that you have and not go beyond your financial capabilities.
Another advantage is that you will no longer have to go through meticulous credit checks when applying for a prepaid card. No application is rejected regardless of credit history.
Where to Purchase Prepaid Credit Cards
Basically, there are two ways for you to purchase prepaid credit cards--online and through in-store card issuers.
1. Online. Your first option is to get your card from an online card issuer. The first thing that you have to do is to choose a payment network like Visa, Mastercard or American Express. Then, you can visit their website to check out their list of online card issuers. Applying for a card online is really effortless. Typically, you will just be required to fill out an online application form and then wait for the delivery of your card via mail.
2. In-Store. If you are not comfortable with applying for an application online, you can visit some in-store providers. Some of the stores you can visit to purchase a prepaid credit card are as follows: Walgreens, Rite Aid, Walmart, Albertsons and Kroger.
If you want to have more control over your finances and do not want to go through a credit history check to obtain a credit card, the prepaid cards are your best options. I hope you have found the article as an adequate help to your question of where to purchase prepaid credit cards.
CLICK HERE to apply for a prepaid credit card and get instant approval!
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