- 1). Contact the credit card issuer by phone. Find the company's toll-free number which is commonly printed on the back of an old billing statement or go to the company's official website and find contact information there.
- 2). Provide your legal name, Social Security number, date of birth, previous and current address as well as your account number if you know it.
- 3). Ask the company representative to re-open your old line of credit. Complete a short questionnaire. For example, update your rental status, employment status, gross annual income as well as declare the number of adults and children currently living in your household.
- 4). Grant a company representative permission to view your credit report and score. Typically, a credit card issuer will not re-open a credit account without first viewing the card holder's credit report and score, looking for increases or decreases.
- 5). Request a written notice that the "closed by creditor" entry on your credit report will be changed to "open," which can boost your credit score.
- 6). Activate your new credit card. Your new credit card will arrive by mail. You must activate the card by phone using the card issuer's automated system.
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