Instant approval credit cards are one of today's hot new items. You can find a number of companies claiming that their online offer is the best out there. Often, people think this means they can apply online and start shopping within minutes. But this is not the way it works. Although you do find out fairly quickly if you have been approved, it can take a few minutes. And you cannot start using it immediately.
- It's in the Mail
Instant approval credit cards are not quite as instant as you think. While you can find out in a matter of minutes if you qualify they still have to actually mail the card to you. But knowing immediately is an advantage. If you apply by mail for a credit card you have to wait days or weeks to hear back and then you have to wait for the card. This makes these type of plastic cards nice. Being able to apply online also makes card comparison easy too. - Not for Everyone
Not everyone who applies is eligible for a credit card which offers instant approval. This type of card is not designed for those with credit problems. They are for people whose credit is good. But you might still be able to make this work for you if yours is less than perfect. Today there are so many financial companies out there vying for new clients they just might be willing to take a risk on you. So you may want to try for one of these plastic cards if your credit has only minor flaws. It can be worth trying for if you really need a credit card. - Check Your Options
Online applications for credit cards are easy to do and there are plenty of offers on the Internet you can check out. Do a search and thoroughly review several of them. Take your time and shop around for the best deal you can get. Don't go with the first one you see. Comparison shopping will allow you to find the credit or debit card that finds your need best. Applying for a credit card which promises direct approval will let you know within minutes whether you qualify or not.
SHARE
