When you are a money order "payee," it means that a money order has been sent to you from another individual. There are several ways you can get your money from a postal money order if you are a payee. If you are the person who originally purchased the money order, you are the "payer." As the payer,
Equity release is a term used to depict a fiscal solution. The people who are above 55 years old, who are standing at the threshold of their retirement, they can apply for releasing equity of ...
An amortization schedule of a loan describes each payment made on a loan and how much of each payment goes toward interest and/or principal. With this table, you can calculate statistics such as the total interest paid over the life of a loan. An amortization table uses a series of simple calculatio
Learning someone has stolen your personal information can be a devastating event, but you should remain as calm as possible and start taking immediate steps to recover your information. Knowing what to do as soon as the fraud takes place will help you resolve the issue quickly and avoid your being h
In the world of corporate finance, the end-quarter period occurs immediately after each three month quarter during the fiscal year, when publicly traded companies are required to report their earnings to regulatory authorities. Earnings are an important event on every corporate calendar, because it
$5 here, $10 over there, and a fistful of change slapped into the palm of a department store employee. Before you know it, all of that hard earned cash has disappeared, and your wallet is ...
Planning for a comfortable retirement is difficult, and it is never too early to get started. Whether you have decades to go before retirement or only a few years, how you plan your retirement accounts and structure your savings can make a huge difference in your financial comfort once you retire. U
Stocks represent claims on a company's assets and earnings, and are issued by corporations to raise funds. When you buy shares of a company's stock, you are part owner of the company and are entitled to its profits over a period of time; the more stocks you own, the higher your stake is in that comp
With a pension, you can collect a monthly or lump sum of money after retirement long after you left that employer. However, if you are trying to find information about a pension from a company you worked for many years ago, it can take some time to track it down. That's especially true in cases wher
Though some people dream of retiring to exotic locales, often budgets and reality dictate that retirees must live somewhere more affordable.Dougal Waters/Digital Vision/Getty ImagesRetirement is often viewed as the holy grail of life --- a time when a daily job is nonexistent and life is...
The Department of Health and Human Services administers Medicare insurance that provides health care for Americans age 65 or older or under 65 with qualifying disabilities. However, not all health-care providers accept Medicare patients. To plan for retirement, you should investigate Medicare option
Market conditions and other factors may require your employer to take certain measures to save money, such as reduce worker pay. If you suffered a reduction in pay, it may be difficult to make ends meet. Unemployment benefits generally help workers through periods of unemployment; they are generally
When debts fall past due, a number of lenders will attempt to collect the past-due amount. If all else fails they will forward the delinquent receivables to a collection agency, which is a third-party debt collector. Collection agencies must abide by the guidelines established by the Fair Debt Colle
Forex seems to have captured the imagination of most of the common folk. Given that it is the most volatile market, even more volatile than the share market, it is a genre that is marked ...
If you are interested in a low-risk investment plan, an IRA CD has many advantages. An IRA CD offers all of the tradition benefits of a CD (Certificate of Deposit) with the added tax-deferred perk that comes from a traditional IRA (Individual Retirement Account). There are, however, restrictions an
Chronic health issues can augment your troubles in many ways. At the most basic level, you need to face facts about your condition. You need to accept that you will not be able to return ...
The U.S. Department of Education provides post-secondary financial assistance to students who exhibit financial need on the FAFSA, or free application for federal student aid. Students and parents must list both income and assets on the FAFSA, though some assets are exempt from FAFSA analysis. Roth
Despite their similarities, checks and bank drafts are distinct financial instruments. A check is an order made by a bank account holder for the bank to pay money to a specified party from the account, while a bank draft is an order to pay money from the bank itself, for various reasons, to a specif
Macroeconomics deals with the external environment within which economic activity takes place. It includes taxes, activities of the Federal Reserve, the inflation rate, debt and many other factors more or less of a "social" nature. The demand for money is part of this macroeconomic environment. Sinc
Your credit score is one of those things that you always hear about but may not know why it is so important. This score tells lenders about your spending habits and how you manage money. The higher your credit score, the better your chances of being approved for loans and the better the...
