Occupational therapists and their assistants work to decrease the negative effects of illness, injury, and developmental disabilities on daily living activity, as described by the Ohio Occupational Therapy Association, Inc. An occupational therapist helps her clients acquire or restore skills that h

Probate and property laws are established by state legislatures. Each state has the discretion to enact its own probate procedures. Most states allow their residents to enter into joint tenancy agreements to reduce the chances that their property will pass through probate courts. Individuals can est

Correctional officers put themselves in the line of fire every day; the profession is considered to have one of the top rates of nonfatal, on-the-job injuries by the Bureau of Labor Statistics. In the course of their days, correctional officers may guard a prisoner being moved from jail cell to jail

The Fair Credit Reporting Act (FCRA) protects consumer privacy and ensures accurate reporting of consumer information. Employers who run credit checks must do so within the confines of FCRA rules. Overall, an employer can run a credit check on new hires and on employees it is considering for promoti

If Internal Revenue Service (IRS) rules require you to take an Individual Retirement Account (IRA) distribution and you fail to do so, the amount you should have withdrawn is subject to an enormous 50 percent penalty for "excess accumulations."

Errors on your credit report that make neutral or positive information look negative need to be quickly corrected so they do not keep you from getting new lines of credit with reasonable interest rates. The Fair Credit Reporting Act spells out the dispute process, which lets you get errors on your T

In bankruptcy, different assets receive different levels of protection. When you file bankruptcy, even the roof over your head can be vulnerable to your creditors if it's worth more than the amount of protection the law provides. Fortunately, Congress put more protection in place for your Individual

Downtown Miami will be transformed into the nation's hub for social, mobile and financial services when Gulf Bay Consulting hosts it's Social Mobile Payments Conference on November 7 - 8, 2012 at the Biscayne Bay ...

Shipping an item across country boarders come with additional costs associated with the item clearing customs and duty fees, which is another type of fee charged per item by customs. These fees can be figured using online calculators that are free of charge, along with contacting the shipping compan

Allstate Insurance Co. offers grants to charitable organizations and communities through the Allstate Foundation. Funded through contributions from subsidiaries of Allstate Corp., the foundation was established in 1952. It invests millions of dollars annually in the form of community...

Wills and trusts are legal document that serve to distribute your assets and belongings after death (in the case of wills or trusts) or legal incapacitation (in the case of trusts.) Probate, by contrast, is a legal proceeding, typically conducted in court, which determines the validity of a will or

Food stamps are used by governmental agencies to supply needed nutrition to individuals and families. The program is administered by local governments and there are certain criteria that applicants must meet before receiving any type ...

People often die while in debt. Death does not automatically eliminate the balances a deceased person has accrued. Creditors and debt collectors frequently approach those associated with the deceased's estate for payment. Those associated with the estate do not necessarily have to pay these balances

When a consumer needs to purchase anything, nine times out of ten the consumer will look for the best deal. Sometimes this includes comparing prices by shopping from store to store. Other consumers look the ...

One of the important elements of investment banking is the issue of bonds, preferred stock, mortgage pass-throughs, mortgage-backed and other asset-backed securities, credit default swaps and other derivatives that solve financing and credit problems for big corporations. These securities are traded

When any veteran comes home after retiring from military service, he will be more than happy to know that by the time he gets home back to the loving arms of his family, he can ...

Lantana is the ideal plant for desert gardeners who think they can't grow anything. These plants flower and thrive in even intense heat. A woody, flowering ornamental that remains close to the ground, lantana has a number of uses, from ground cover to bedding plant. Lantana is hardy to zones 9 and a

The United States federal government runs a variety of programs that provide income and benefits to low-income and disadvantaged people. Government programs that provide benefits based on financial need are known as social welfare programs. Supplemental Security Income (SSI) is a welfare program tha

"Assassin's Creed: Brotherhood" ("AC: Brotherhood") features a host of shops, properties and services on which you can spend money. Most of your money is made via rent from your own properties and is automatically delivered to your bank account. You can access your account by visiting one of the man

The best way to go about incomes an Extra Income Further Revenue means an earnings that you may earn other than the common income coming in from employment or regular work. This incomes can be ...