Medicare Part D provides assistance with the cost of prescription medications. Anyone who qualifies for Medicare has the right to join a prescription drug plan. If you want prescription coverage, however, you must select a plan and join it. Medicare will not automatically assign you to one.

At the hospital emergency room, you may be placed under observation before being admitted.nursing duties image by Pix by Marti from Fotolia.comWhen a patient in the emergency room is too ill to be discharged immediately, yet may not be ill enough for hospital admission, he may be placed...

Health Reimbursement Arrangements (HRAs) offer both pros and cons to companies and their employees. When tied to a high-deductible insurance plan, HRAs allow employers and their workers to save on health care premiums. The employer funds the account and receives tax savings while the employee uses t

The Health Insurance Portability Act, better known as HIPAA ( Health Insurance Portability and Accountability Act of 1996) was created to eliminate the loss of health insurance when an individual changes jobs. The worker provides proof to the new employer of the number of months he was covered by th

Health insurance often has a deductible--an upfront cost that the insured person must pay before the insurance company will cover a cost. To meet a deductible on a health insurance plan, you must spend the full deductible amount sometime during the plan year. After a deductible has been met, you are

New Year's Resolutions that will help you minimze health care costs and make the most of your health insurance plan

Most people aged 65 and older qualify for Medicare. Medicare is a federal health insurance program designed to be used primarily by senior citizens. People younger than 65 may also qualify if they have certain kinds of health conditions. Traditional Medicare, called Part A and Part B, provide certai

The Centers for Disease Control and Prevention estimates that in 2008, about 43.8 million Americans had no health insurance. That number increased from about 41 million uninsured in 1997. Medical care can be quite costly, and people without insurance often have trouble affording the care they need

Working in a hospital is stressful; teamwork will create less tension among workers.Hospital image by Raulmah?3n from Fotolia.comOften effective teamwork in hospitals can be disrupted by diverse styles of management, gender and status differences, lack of communication and competitive...

Finding a Medicare HMO plan is a moderately easy process, thanks to plentiful resources available to seniors and their families online and over the telephone. Numerous companies offer Medicare HMOs, and in many cases, the most difficult part of finding a Medicare HMO plan is the research needed to e

Throughout your lifetime, you should keep up to date on necessary shots and immunizations. Have your children vaccinated for diseases such as measles, mumps, rubella and others. You should get a tetanus shot every 10 years. School, college, and some medical or other workplace personnel may require t

Installing a conventional septic system involves plan approval, materials, and construction. Depending on your experience, a local septic installer contractor and/or engineer will save you time, money, and provide a long-term solution to your residential waste problem. Septic tank regulations have d

An HSA is not for everyone.Jupiterimages/Polka Dot/Getty ImagesConsumer-driven health care initiatives like the Health Savings Account or HSA are designed to put consumers in charge of their health care costs. The reasoning is that when consumers spend their own dollars, they will shop...

Chlorine is added to pools to keep them clean and free from dangerous bacteria. However, if swimmers are exposed to high levels of chlorine too frequently, especially in indoor pools, they may be exposing themselves to other health risks. For this reason, some pool owners use alternatives to chlorin

According to the U.S. Census Bureau, more than 45 million Americans do not have health insurance. Those without health insurance often do not receive the health care they need because they cannot or will not pay the cost of care, or they run up huge medical bill--which can lead to bankruptcy in some

To determine the quality of a health plan, you will need to carefully read the plan's coverage book, and then look to independent sources that have reviewed the plan. Many consumer and business groups now issue "report cards" that survey plan members for satisfaction and include information on quali

Provillus, a hair loss product, is available for purchase online. You do not need a prescription. After ordering this product, the manufacturer will send you a topical application and a dietary supplement. Follow all directions included with your order. If you notice any side effects, discontinue us

Medicaid is a health insurance program for low-income individuals and families offered in the United States. The program is funded by the federal government and overseen by the Centers for Medicare and Medicaid Services, but each state sets its own rules and guidelines concerning...

In March 2010, President Barack Obama signed what "USA Today" called a "landmark health care bill." The purpose of the bill is to significantly overhaul health care in the United States. The law, as of January 2011, does not provide for a single-payer or national health-care plan, something other co

Young girls have changing bodies, and with change comes new challenges. Naturally, any girl undergoing growth and change will have questions. Your body and general health should never be a mystery. Seek out information from a licensed practitioner about your health, and always ask questions. No ques