Click here for the Horizon Gold Credit Card
This is a product review for the Horizon Gold Credit Card. For more information about the Horizon Gold Credit Card, visit the link below:
Horizon Gold Credit Card- Official Site
Horizon Gold Credit Card Review- What is It?
Are you in a position where you want to establish credit, or rebuild your credit score, but you don't qualify for a major credit card, and don't have the cash to put down on a secured credit card? You may want to contemplate applying for a shopping card, instead. The Horizon Gold Credit Card is a shopping card that offers guaranteed approval without a credit check. Click here for Horizon Gold Credit Card information.
Before making the decision that this card is the way to go, lets take a look at the pros and cons completely.
Horizon Gold Credit Card Review- The Pros!
There are advantages to getting a Horizon Gold Credit Card for individuals looking to improve credit.
You are automatically approved for the card. There is no credit check. If you are over 18 years old, and are a legal resident of the United States, you qualify to receive the card.
You do not have to come up with a deposit for the card as you would with a secured card.
There is no employment or income verification process. You just need to provide true information as to your character and other questions on your application.
Your payments are reported to a major credit bureau.
You are automatically enrolled in a membership club that includes prescription drug discounts, roadside assistance, privacy protection, and legal assistance benefits, as well as a courtesy fuel savings program.
Horizon Gold Credit Card Review- The Cons!
There are quite a few disadvantages to choosing a Horizon Gold Credit Card that should be taken into consideration prior to applying.
The company only reports your payments to one credit bureau rather than to all three major bureaus. This can make building your credit a bit slower than if you have a card that reports to all three (Experian, TransUnion, and Equifax).
There is an application fee and a monthly fee for the membership club mentioned above.
The card is only accepted at their website for their merchandise.
There are processing fees for each purchase you make from the site.
Horizon Gold Credit Card Review- Our Take!
The Horizon Gold Credit Card is best for those who want to rebuild their credit history or establish credit, but dont have the money up front to put down $200 -$500 on a secured card. Your best solution is to buy small quantities of merchandise from their designated website, and pay off the balance on time each month. However, you may be better off saving up $200 $500 to get a secured credit card from a Visa or MasterCard company, or get a card that is specifically geared toward rebuilding credit, like the Credit One Bank Platinum Visa. However, if your not convinced that a secured card is the answer for you because of the deposit requirements, and the above-mentioned advantages such as the membership club sound like a good deal, then this card would be a good fit.
Click here to apply for the Horizon Gold Credit Card
This is a product review for the Horizon Gold Credit Card. For more information about the Horizon Gold Credit Card, visit the link below:
Horizon Gold Credit Card- Official Site
Horizon Gold Credit Card Review- What is It?
Are you in a position where you want to establish credit, or rebuild your credit score, but you don't qualify for a major credit card, and don't have the cash to put down on a secured credit card? You may want to contemplate applying for a shopping card, instead. The Horizon Gold Credit Card is a shopping card that offers guaranteed approval without a credit check. Click here for Horizon Gold Credit Card information.
Before making the decision that this card is the way to go, lets take a look at the pros and cons completely.
Horizon Gold Credit Card Review- The Pros!
There are advantages to getting a Horizon Gold Credit Card for individuals looking to improve credit.
You are automatically approved for the card. There is no credit check. If you are over 18 years old, and are a legal resident of the United States, you qualify to receive the card.
You do not have to come up with a deposit for the card as you would with a secured card.
There is no employment or income verification process. You just need to provide true information as to your character and other questions on your application.
Your payments are reported to a major credit bureau.
You are automatically enrolled in a membership club that includes prescription drug discounts, roadside assistance, privacy protection, and legal assistance benefits, as well as a courtesy fuel savings program.
Horizon Gold Credit Card Review- The Cons!
There are quite a few disadvantages to choosing a Horizon Gold Credit Card that should be taken into consideration prior to applying.
The company only reports your payments to one credit bureau rather than to all three major bureaus. This can make building your credit a bit slower than if you have a card that reports to all three (Experian, TransUnion, and Equifax).
There is an application fee and a monthly fee for the membership club mentioned above.
The card is only accepted at their website for their merchandise.
There are processing fees for each purchase you make from the site.
Horizon Gold Credit Card Review- Our Take!
The Horizon Gold Credit Card is best for those who want to rebuild their credit history or establish credit, but dont have the money up front to put down $200 -$500 on a secured card. Your best solution is to buy small quantities of merchandise from their designated website, and pay off the balance on time each month. However, you may be better off saving up $200 $500 to get a secured credit card from a Visa or MasterCard company, or get a card that is specifically geared toward rebuilding credit, like the Credit One Bank Platinum Visa. However, if your not convinced that a secured card is the answer for you because of the deposit requirements, and the above-mentioned advantages such as the membership club sound like a good deal, then this card would be a good fit.
Click here to apply for the Horizon Gold Credit Card
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