There are several people who'd like to improve their credit rating.
Whether you are a 700 and would like an 800, or you have bad credit and a score of 400, you would also like to try and give that a boost.
It takes years to earn great credit and also a lot of discipline.
If you start out on the wrong foot that can hurt you for years to come.
But if you start taking action now, and do everything possible to boost your credit score you will find that it can go up rather quickly.
Here are some ways you can do so! On time: You always want to make sure you pay your credit card balances off on time.
Even if you're just paying the minimum amount each month, make sure it's paid before its due date.
By not paying on time you are lowering your score instantly.
Don't skip: Also, make sure you never skip or miss a payment.
This is even worse than not paying on time because now you will have fees, and a lowered credit score.
Mark the date on the calendar or write sticky notes if you have to.
Age: You need to have your credit cards age.
And by doing this all you can do is wait unfortunately.
When you've had an account for seven years or longer you will usually find you'll have better credit.
Although it does take time to get good credit, there are also things you can start doing right now, like by paying on time and never missing a payment!