- 1). Contact your credit card issuer. If you have online access to your credit card account, your bank may offer an option to add an authorized user from your account settings. If this option is not available, call the customer service department of your bank.
- 2). Submit the user's information. In most cases, banks only need the authorized user's name and address; some may require her Social Security number. In any case, you do not need to provide the user's financial history, salary or other detailed financial information.
- 3). Put the card away when it arrives. As a safety measure, most banks will mail the duplicate credit card to you and not to the authorized user. If you have no intention of allowing the user to charge purchases on your card, you should put the card away or destroy it. The authorized user does not have to actually charge something in order for your account history to appear on his credit report.
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