- 1). Contact the previous owner if possible. Ask them who holds the loan on the house. Neighboring homeowners may have a phone number or address for them, or you could look for a foreclosure notice on the house itself.
- 2). Review the information where you found that the house was going into foreclosure. If you read it in a newspaper, you can contact the paper and ask for archived information.
- 3). Inquire at the county courthouse. The Register of Deeds will have a copy of the original mortgage on file. He can look it up by address. Write down the mortgage information; this is who you'll need to contact.
- 4). Call the bank that holds the defaulted mortgage. Ask to speak to the property manager. While some larger banks and mortgage companies manage their foreclosed properties in house, others will have a contract with a realtor. Either way, you can find out the pertinent information such as sale price, days since default, whether there are any liens or back taxes owed, and where to offer a price.
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