Many Americans are faced with the consequences of bad credit every day, but they do nothing to repair it because they are not sure how.
There are ways to repair bad credit and credit counseling is one of them.
How Can I Repair My Credit? If you have bad credit, do not feel that it can't be fixed.
There are ways to repair a low score.
Here are some strategies:

• Know your score: You should check your score and take a look at your report to know what you're up against.
  
• Check for errors on your credit report: Look and see if certain negative items on your report should not be there and then contact the company.
  
• Do not open unnecessary lines of credit: If you have a low score, do no continue to sign up for new credit cards.
  This will hurt you even further.
  
• Make your payments on time: Late payments can really hurt your score.
  Always remember to make your payments on time.
  
• Don't close old accounts: Closing old accounts will not make the negative items on your credit report go away.
  
• Talk to a counselor: Find a credit repair counselor to help you.
  

How Can Credit Counseling Help Me? There are many ways that a trained credit counselor can help you repair your bad credit.
First, they can are trained professionals and can negotiate with your creditors if you are in serious financial trouble.
Secondly, they can work to get negative items removed from your report.
Many credit repair specialists specialize in having items such as late payments that negatively impact your score removed completely from your report.