Insurance: Mortgage Ireland - Types Of Mortgage Loans

Mortgage Ireland - Types Of Mortgage Loans

According to the Bank of Ireland, there are many different homeowner mortgage packages available. These include: a First Time Buyer’s Package, a Trade Up Mortgage, a Switcher Package, a Breakthrough Mortgage, an Equity Release, an Investment Property Package, and a Lifeloan.

Insurance: Why The Lowest Mortgage Rate Is Not Always The Best Rate For You

Why The Lowest Mortgage Rate Is Not Always The Best Rate For You

Many times I am contacted by mortgage clients asking about what my best mortgage rate is.It is common to believe that everything is an apples vs. Apples comparison with regards to mortgage rates, and that the lowest rate is always the best deal.However, this is often not the case.

Insurance: How to Refinance a House With Negative Equity

How to Refinance a House With Negative Equity

If you have a home with negative equity (when the value of the home is less than the mortgage owed on the property), you'll have a tough time using traditional refinance channels. In fact, there are only a few options available to borrowers when faced with an overwhelming mortgage payment and no equ

Insurance: Documents Needed to Refinance a House

Documents Needed to Refinance a House

Refinancing a mortgage can significantly reduce your monthly payment if you qualify for a better interest rate on the loan. If struggling to make your payments, this savings can remove a huge burden. But before you can refinance, lenders will request certain documentation from you.

Insurance: Credit Score & Getting Approved

Credit Score & Getting Approved

A good credit history is now more important than ever. It is important that everyone know his or her credit score. In fact, everyone is entitled to one free credit report a year. Various companies, in

Insurance: How Do You Apply For a Chase Mortgage Modification?

How Do You Apply For a Chase Mortgage Modification?

Are you behind on your mortgage with Chase Bank? You probably have already heard about the possibility of a Chase Mortgage Modification through President Obama's plan. You might be able to ha

Insurance: How Many Times Can I Use a VA Loan to Purchase a Home?

How Many Times Can I Use a VA Loan to Purchase a Home?

The Department of Veterans Affairs handles the welfare, health care and general support of veterans of the U.S. armed forces. In addition to critical emotional and health services, the VA also provides low-cost, low-interest home loans to veterans. These loans help veterans achieve the dream of home

Insurance: Can You Walk Away From a Mortgage and Rent a Home?

Can You Walk Away From a Mortgage and Rent a Home?

If you owe your mortgage lender more than your home is worth, you may be considering an option that traditionally has been reserved as a last resort: foreclosure. The term for walking away from a mortgage not because you can’t afford to pay but because it makes financial sense to stop paying i

Insurance: House Guidelines for FHA Loans

House Guidelines for FHA Loans

The physical attributes of a home determine whether it qualifies for mortgage insurance through the Federal Housing Administration. An agency within the Department of Housing and Urban Development, FHA must ensure that homes which act as collateral for its various insurance programs, are in good con

Insurance: Steps for FHA Financing

Steps for FHA Financing

The Federal Housing Authority (FHA) is the agency within the Department of Housing and Urban Development (HUD) that provides mortgage insurance to private lenders who give mortgages to low-and moderate-income people, first-time home buyers and people who otherwise might not be able to get approved f

Insurance: Why Do You Need a Mortgage Specialist

Why Do You Need a Mortgage Specialist

A mortgage is a long term debt that impacts your finances for years to come. It creates a lien on your home. To keep your home safe it is very important to take a loan that is well within your repayme

Insurance: 3 Steps to Help Stop Foreclosure From Taking Your Home

3 Steps to Help Stop Foreclosure From Taking Your Home

Facing foreclosure and uncertain of where to turn or what to do? Keep reading to learn about alternatives and options to help stop foreclosure from taking your home. 1. Bankruptcy. Choosing between bankruptcy or foreclosure ...

Insurance: Group Fundraising Ideas That Work

Group Fundraising Ideas That Work

Are group fundraising ideas easy to come up with or do they require a lot of research? Is there a place I can look for these ideas that can guide me through the steps? What if I want to offer somethin