Credit cards make transacting a lot easier and to many users of such payment facilities, they are safer than cash because banks and credit providers have their own security procedures that can prevent their customers from going bankrupt in case of fraud. In South Africa, there are four major provide

One of the most important things that you can have is a good credit score. Having a good credit score allows you the opportunity to borrow money. Every lender is going to look at your credit score to

Even though it will cost more money, there are specific advantages to buying a newer car. One of them is that you have to spend less money on maintenance and many of the newer models offer better gas mileage. With gas prices so high these days, that feature can no longer be overlooked.

If you are interested in having credit in case of an emergency there are a few options that are available. The three most common forms of credit that people use are credit cards, overdrafts and personal line of credit (PLC). Since most people are aware of how credit cards work I will be discussing P

The Internet has revolutionized the use of money. It is possible to sit at home and buy products, book tickets or even transfer money within seconds! But with the growing rate of online money transact

A prepaid visa card is as good as money. It looks just as flashy, smells just as good and never loses its grandeur! In fact it is an edge over money because of its many conveniences.

Credit score is the most important thing that is needed for any of you financial work. Whether you want to take a loan, apply for an investment, want to get credit card they have to have a proper cred

A credit report or the credit score is certainly a major factor to consider especially if you are looking for some loans in future. Basically, this is an indicator that tells your lender how sincere you have been with early loans.

Possessing a poor credit history proves to be a considerable lumbering block in obtaining an allowance because such a client is considered as a high risk client who might not be able to afford monthly

When it's time to start rebuilding your credit, several resources can help. A wise first step is asking your bank or credit card company about ways to repair your history.

One of the most important things to remember in wealth creation is your credit rating is important. If anyone tells you it's not, it is very likely that they are credit challenged. The reality is, in spite of well thought out plans and precautionary measures, life happens.

During this economic recession, debt is one of the biggest problems facing many consumers. Because of this, taking out loans or obtaining a credit card may be a necessary precaution just to get by.

Many stores are accepting credit cards from their customers as another way for them to pay for their final merchandise.

A charge off on your credit report is very bad for your credit score. How do you remove it and raise your credit score? This article helps you do that.

If this is the first time you are trying to get your first credit card with no credit history, it is not a problem at all. At some point in our lives, we had to learn to do something for the very first time, without any experience at all. It is the same with credit cards, personal loans, mortgages a

If you do something particularly well, you deserve to claim credit. In reality, receiving a good credit report score requires much more than making all payments on time. You should monitor your score often to insure all information is accurate. Otherwise, errors and identity theft could ruin your fi

There is a very high chance that you have heard the term credit repair before but you also probably walked passed it and never gave it a second glance. No, that you have a credit at any bank you would be interested in knowing what it actually refers to and how you can benefit from credit repair.

Repairing a bad credit score can significantly improve your quality of life. It is the most important thing that you can accomplish for your financial well being. Learn my secrets that I used to repair my bad credit score in this article.

Today's credit card is made of plastic and carries the credit card issuer's distinct logo and design. The credit card carrying case offers an alternative storage option to the wallet, and can protect your credit cards from demagnification and other damage. While credit cards are durable, they are al

Your creditors, when faced with nonpayment, can file a debt collection lawsuit against you. The unpleasant consequences of losing a debt collection lawsuit include asset seizure. Once your original creditor sells your unpaid debt to a collection agency, the collection agency gains the right to seek