When you go for your car insurance, you should not forget your breakdown coverage as well.
This coverage is offered by most insurance companies, although it may be in different formats.
And also the way different companies approach it would be different.
Some companies have a clearly defined policy for this coverage.
Others may not.
You need to ensure the terms and conditions before you purchase this policy.
Many people think they may never require a breakdown coverage, but then the value of this policy is recognized best when you may actually face a car breakdown.
Car breakdown can occur on any day due to several reasons such as punctured or deflated tyres, low fuel, engine problem as in the radiator, or the carburetor and so on.
And if you have the policy papers in place, you could only be left thanking your stars on such a day.
The breakdown coverage entitles you to enjoy different privileges which basically caters to repairing any problem in your car at the nearest workshop and of course, with towing facilities, as the need arises.
Furthermore, there could be additional facilities such as van pick-up for you and your passengers from the breakdown point where you are left stranded.
And needless to say, all of this without having to worry anything about the costs.
Such help can prove to be immensely helpful on any day, saving you a lot of hassles.
And more so, when you may be far away from the town, such as on a long drive taking a trip around the country.
And also, of course, when you might have to reach somewhere in time for some official purpose.
With the breakdown coverage, you would not be at this frustrating risk of standing by the edge of the road, unsure how to get out of the mess.
It will also save you the huge expenses incurred at such emergency situations.