• "Rytro 2007.10.21" is Copyrighted by Flickr user: korona-pl (looking for inspiration...) (Jacek Korona) under the Creative Commons Attribution license.
  
  

Identification

• Collision covers crashes. If you hit another car, the garage door or someone hits you, the collision section covers it. Comprehensive covers everything else.
  
  

Significance

• While you may be a great driver, it doesn't mean another driver won't hit you. When you file a claim under collision coverage, it gives your insurance company the right to go after the other company or individual to pay if they balk at your claim.
  
  

Towing

• While collision and comprehensive coverage doesn't include towing if your battery suddenly quits, you may not be able to get towing coverage if you don't have full coverage on your vehicle.
  
  

Theft

• If someone steals your car, comprehensive coverage pays for the vehicle.
  
  

Natural Disasters

• Bad weather often wreaks havoc on personal property. Comprehensive covers hail and storm damage. If a tree falls on your car in a storm, the comprehensive coverage section guarantees reimbursement for damages. Comprehensive covers earthquake damage too.
  
  

Windows

• Comprehensive insurance covers a broken or cracked windshield from a stone in the road and vandalism damage.