Insurance Health Insurance

Vista - Individual Health Plans Through Vista

Vista is part of Coventry, a well-known insurance company, and meets a very specific need for individual medical insurance in the state of Florida.
Located in Hollywood, Florida, Vista Health Insurance Company operated independently until 2007, when it was acquired by Coventry Health Care.
Plans are available in 26 Florida counties.
This company's mission is to provide the same high-quality insurance to individuals and families that employees would expect for themselves.
If you live in Florida and need medical insurance, take a look at this increasingly popular company.
Vista offers a variety of different health plans, including HMO, PPO, POS, Florida Healthy Kids, Medicare, and Medicaid.
Potential customers can choose from a wide variety of deductibles and premiums.
Most plans are HMOs, meaning you will need to choose a Primary Care Physician in order to receive care.
Your doctor will be responsible for all routine visits and can refer you to a specialist if necessary.
Although HMOs have a reputation for providing low-quality, restrictive care, this is not always the case.
HMOs are generally cheaper and when run well can be extremely efficient and pleasant to deal with.
If you do not like HMOs, however, you might be better off with another company.
There are three types of individual plans, including AccessOne 10, AccessOne 20A, and AccessOne 30B.
These plans have varying levels of coverage.
Out-of-pocket maximums will also vary depending on which plan you choose.
Unlike many other health insurance providers, Vista also provides vision and dental coverage.
This company primarily focuses on individual health insurance plans, but it also offers a few group medical insurance options.
Employers can choose from HMO, Open Access, Open Access Plus, and POS plans.
Each has advantages and disadvantages that will need to be weighed carefully.
Vista has a large network within the state of Florida.
The company offers 6,000 providers for its 300,000 members.
The company is popular not only for its inexpensive health insurance, but also for its community involvement and charity work.
Major drawbacks are that the company is limited to the state of Florida and that its HMO plans might not satisfy everyone.
However, it does very well with the plans on offer and, unlike many other companies, offers vision and dental coverage in addition to its normal health insurance plans.
If you live in Florida and would like to try Vista health insurance, contact an insurance agent or visit the company website for more information.
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