In the past few years, motorcycles have become increasingly popular as a mode of transportation, but also as a fun toy.
It is indeed very fun to ride and drive fast, and it also costs very little as bikes are very fuel efficient.
Further, motorcycles can move around even in heavy traffic as they occupy little space.
Motorcycles can save a lot of time and give a sense of freedom.
However, due to their nature they are also not very safe.
Often times, the only safety device that a rider has is his helmet, if he isn't wearing some padded leather gear.
A rider has less control on a motorcycle than he has when driving a car.
This makes it important to have motorcycle insurance - aside from the legalities.
In many countries riding stops in winter and insurance is seasonal.
It pays to remain insured to get all the benefits of your policy.
Here are some very useful tips to save money when you get an insurance policy, apart from wearing a safety helmet and driving carefully following all rules and regulations of traffic of course.

• If you already have insurance, check the exact terms of your policy.
  You might be surprised to see extra protection that you do not need, and you are still paying for.
  Make sure to delete these extras when you renew your policy.
  
• If you have an older motorcycle, you can save a lot on motorcycle insurance if you do not take comprehensive coverage for loss due to rioting, storm, vandalism etc.
  You can also opt to drop the comprehensive collision coverage to save money.
  
• Insurance is like any other product in the market.
  Do not hesitate to shop and search all online quotes of insurers.
  You can even try to ask for discounts or see if there are any special deals to get you a lower insurance premium.
  
• Do ask for all the discounts that each company provides.
  Check whether you qualify for them.
  People who don't ask don't receive.
  
• Check on the deductibles.
  Increase them if you feel you are not going to claim for a minor scratch.
  This is a sure way to lower the premium.
  
• Get all your vehicles insured by the same company.
  Companies give discounts to loyal customers.
  
• Using anti-theft locks and alarms can get you discounts from insurance companies.
  
• If you obtain a riding certificate from a government approved institute, you become eligible for about a 10% discount on your premiums.
  
• Avoid tickets and accidents by driving carefully.
  Insurance companies perceive you as a risky customer if you have a bad driving record.
  
• If possible, buy a motorcycle with a smaller engine and it will cost you much less in premiums.