Instructions

1

Decide for what purpose you need the personal loan, how much money you want to borrow, and how much time you will need to pay the loan back.
2

Do research on the Internet for interest rates and other variables that might affect what type of personal loan that you receive.
3

Check with your current savings and checking account bank provider. If your credit is good and your current accounts are in good standing, then they are more likely to give you a personal loan.
4

If you don't have a current bank provider, then search the Internet for reliable personal loan providers. Most personal lenders found on the Internet allow you to fill out the application online and receive an answer in a matter of minutes.
5

After you have found a reputable personal loan lender, check consumer websites to make sure they don't have numerous consumer complaints.