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Getting Affordable Auto Insurance Rates -- The Truth That Will Set You Free

Getting to know the right tips is your key to affordable auto insurance.
If you miss these tips you'll make your quest for cheaper rates a lot more difficult...
1.
You might be missing some discounts you qualify for with your preferred insurance carrier just because you don't know.
Your agent could, by commission or omission, not tell you about some discounts that you are eligible for.
You'll reduce the odds of this happening to you if you make it a point of duty to ask your agent point blank to tell you of every discount that is obtainable.
You might have a very pleasant surprise! 2.
Under-25 drivers pay very high rates.
However, one thing you can do to attract lower rates if you belong to this age range is get good grades.
It's called the good student discount.
You need to maintain a grade point not lower than B to have a good student discount.
This attracts a discount of about 5%.
This is so because insurers think there is a correlation between good grades and a young person's composure behind wheels.
Students who maintain good grades are generally seen as more responsible and less likely to take to reckless driving.
3.
A multi-vehicle discount is a proven and easy way to enjoy more affordable rates.
You are only advised to do otherwise if the total of your rates across various insurance companies is less than what you'll be given with a multi-vehicle discount if you buy from one insurance company.
You can be sure by simply doing a little research before making this decision.
But even if you don't plan to shop around, you can rest assured that you'll still save a bit with a multi-vehicle discount.
4.
One good way to make sure you get lower rates is being careful always while driving.
It's a good idea to NOT drive at all once you have taken alcohol no matter how little.
Traffic offences that are associated to having more than the allowed level of alcohol in your system invariably make you attract quite astronomical rates.
And don't overlook those speeding tickets because they cost you much more than what you pay as fines.
They eventually increase your rate.
For your safety then and cheaper rates, never violate any traffic law no matter how negligible you think it is.
5.
You will save much if you only have between 25-30 minutes.
Visit, get and compare auto insurance quotes from selected quotes sites.
The cheapest quote should be your choice easily.
But, you have to go beyond simply the lowest price to the best price to value ratio.
The lowest priced may not offer the best price/value for you as a person.
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