Business & Finance Personal Finance

DDSD & Benefits

    Disability Claim

    • If a worker falls sick or becomes disabled, she may be entitled to disability benefits. The worker must file a claim with the Social Security Administration. Workers may file claims via the Internet, over the phone or in person at a local Social Security office. When filing a claim, the applicant should have his relevant medical records, work history and basic information such as his Social Security number.

    Disability Determination Services

    • While the Social Security Administration is a federal agency, it is up to the states to make individual disability determinations. The state's disability determination services department (DDSD) reviews disability applications. The specifics vary by state. In Virginia, for example, a team comprised of a physician, clinical psychologist and professional analyst reviews the disability benefits applications.

    Appeals Process

    • If the DDSD denies an application, the worker can appeal. There are four levels of appeal. The first level involves a complete reconsideration of your claim by a panel that did not participate in the original determination. The second level of appeal is a hearing before an administrative law judge. Applicants may appeal the administrative hearing decision to the Social Security Appeal's Council. Finally, an applicant may seek relief from a federal court.

    Other Issues

    • Receiving benefits and appealing any denials is time consuming. According to the Texas DDSD, it may take months for the determination services office to come to a decision regarding a claim. To expedite the process, readers should provide as much information as they can about their disability and how it affects their ability to work, as well as quickly comply with any requests for additional information. Legal assistance may be necessary to handle claims and disputes.

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