- It is no longer necessary to go to payday loan retail stores to receive advances. Using the Internet, companies have expanded the cash advance convenience by offering prepaid debit cards mailed directly to the consumer.
- Online or phone purchases can be made with the debit card, and it can be used at ATM machines for cash withdrawals from the balance on the card. Also, unlike bank debit cards, there is no overdraft fee involved.
- Normally, receiving a debit card requires the opening of a bank checking account. Prepaid debit cards supplied by payday loan companies can be replenished repeatedly, either with a new advance or from current personal funds. This results in making purchases extremely convenient without the need of a bank account.
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