Theoretically, you shouldn't live a day of your life without health insurance! That's because "stuff" can happen at any time, during life.
If you're between long-term health insurance policies, then you really should consider securing a temporary medical insurance policy.
Why would you need it? Here are some common reasons: 1.
Short-term employment.
Companies typically don't offer health policy benefits to part-time and temporary workers.
So if you have a contract for six or 12 months, for example, then you'd probably need to secure your own temporary health insurance policy.
This is particularly helpful for treating any on-the-job accidents that you experience.
2.
Traveling abroad.
If you're traveling abroad for less than a year, then it would be wise to secure a temporary medical insurance policy for travelers.
Even if you're careful 100% of the time, illnesses and accidents can happen at any time-even if you're on the other side of the world! So taking out a short-term health insurance policy will help to keep you safe and sound.
3.
Being between jobs or starting a new job.
If you're in either of these situations, then short-term medical policy can be quite convenient.
Perhaps you're hunting for a job or haven't worked at a job long enough to receive health benefits.
Short-term medical insurance can ensure that you stay covered until you're able to secure long-term health insurance.
4.
Returning to School.
Perhaps you're stepping out of the workforce for a year or two, so you can return to school.
In developing your mind, you must avoid neglecting your physical health.
Short-term medical insurance can help to reduce the cost of treating any medications you currently have, or illnesses and accidents that you experience while studying.
These are a few of the main situations in which temporary medical insurance can be a plus.
Remember that if you don't have your health, then you have nothing!