There are two kinds of car insurance companies.
There are insurance companies that provide inexpensive rates for people like you, and there are cheap car insurance companies.
When you are shopping for car insurance quotes, make sure you go with a reputable company that offers cheap rates, and not with a cheap company! The truth is that cheap car insurance companies aren't always that cheap.
They may advertise that they have the best rates and because they are locally-owned or specialize in bad drivers, that they are the best for you.
But, rarely is that the case.
The way to find this out for your self is to shop for auto insurance online.
You can compare the rates of large, well-known companies with those of smaller companies that claim to be made for drivers like you.
There are companies that offer only state minimum coverage, companies that specialize in people with bad credit, bad driving records, or DUIs, but although they may claim to be cheap, they usually are not.
They are simply trying to target a portion of the population that is already compromised.
Instead of searching for cheap car insurance companies, you are better off searching for a reputable company that will offer YOU a cheap rate.
No matter what your situation, you can find this online.
By comparing quotes from different companies, you will be able to decide on one that you trust, one that is financially sound and able to deliver in a crisis, and one that will not let you down when something bad happens.
After all, your insurance only really pays off in a crisis and that is when you need them at their best.
By sticking with a good company with cheap rates, you will feel safer every minute you are in your car.