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Auto Insurance - Shopping For Discounts

When shopping for auto insurance in Mississippi, there are several ways to reduce the costs of the annual premiums.
Most auto insurers offer discounts to drivers with better risk factors.
There are several other options for discounts as well.
If the driver has several vehicles to be insured, the premiums per vehicle may be reduced.
This includes boats and motorcycles as well as cars, trucks and SUV's.
Multiple types of insurance policies through the same insurer may also increase the discounts available.
This may include life insurance and homeowners insurance.
Most states offer certified driver education courses.
Student drivers often find that the premium for auto insurance in Mississippi is almost double the premiums for other drivers.
There are discounts available for them as well as other groups of drivers.
Students usually enroll in the driver education classes to pass their drivers test and get their license.
If their grade point average is above 3.
0 or if they are on the Honor Roll or Dean's List, they are often eligible for discounts.
If their PSAT or SAT scores put them in the top twenty percent of students, they may also qualify for a discount.
For Mississippi auto insurance, to meet the criteria of a student, drivers must be unmarried, between the ages of 16-24 and enrolled in an accredited institution as a full time student.
Home schooled students can also qualify for many of these discounts.
They will need to provide their standardized test results as documentation that they meet the specified requirements.
The number of parents across the country who have decided to home school their children has increased in recent years.
Home schooled children often have advanced social skills, as they do not have many of the issues traditionally educated students have.
This includes bullying and other negative activities.
There is a certain amount of stress that is removed from the learning environment as well.
Students can learn at their own pace as opposed to being forced to keep up with the standardized curriculum.
They do not have outside distractions, allowing them to concentrate on the topic at hand.
Their class requirements have some flexibility to focus more on the subjects they enjoy.
Students who have proven they are responsible may qualify for up to 15-20 percent discounts when shopping for auto insurance in Mississippi.
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