A person convicted of a DUI may lose their license for a period of time.
They may receive a restricted license and at the very least they will face jail time, fines, or be required to attend alcohol responsibility classes.
No matter the sentence, they will receive a black mark on their record.
In addition to these consequences, they will be facing higher insurance premiums.
It is possible for those convicted of DUIs to obtain insurance.
The price of car insurance is typically based on the place of residence, type and year of car, and the previous record of an individual.
The reason car insurance premiums vary greatly will be due to the type of policy as well as the way the insurance companies weigh the importance of the various factors.
Insurance is required by all who drive on the road.
However, individuals who have been convicted of DUI, DWI, or another alcohol-related charge may be considered by most insurance companies to be "high risk" drivers.
However, this doesn't mean that it is impossible for these individuals to secure the insurance coverage they need to meet their states' minimum levels of mandatory liability insurance.
These drivers will likely have to pay higher premiums for their insurance coverage due to the fact that they pose a greater coverage risk to insurance companies because of their driving history, but they should be able to secure the coverage they need.
Although insurance rates may be extremely high following a DUI, they may decrease if a person's record remains clean.
In some states, after a certain number of years the DUI may be taken off a record, lowering car insurance rates to amounts similar to those who have never been charged.
Visit the website of the Indianapolis SR-22 insurance company Insure on the Spot to learn more about insurance rates following a DUI.