If you are self employed, work for someone that does not offer health insurance, or are not employed at all, then you need to find affordable heath insurance.
Believe it or not there are options for you and they will not cost you an arm and a leg.
You can get health insurance for an affordable price and here is how.
First, you should check into your spouse's employers plan.
If you are married and your spouse works, then there is a good chance that their employer offers some type of health coverage for you and your family.
This is the first place to check because it will be the most affordable option most times.
COBRA is your next option, but it is only temporary.
When you leave your employer for self employment, another job, or just because you don't want to work there anymore, they are required to offer you a way to retain your health insurance.
You will, however, have to cover whatever portion your company was covering, but this is still a very affordable and easy option for the first few months of self employment.
While you are using COBRA you should be looking for other health insurance because it is only going to be temporary.
There is always the option of a Co-op with other small business owners or unemployed individuals.
There are national and local organizations that have banded together to get affordable health coverage.
Check out nase.
org for more information about the groups in your area or you can check out aahbb.
org as well.
Both have some great co-op options that will save you some money.
No matter which option you choose you and your family need to have affordable health insurance.
It is just not worth going without insurance and having an emergency.
Get the coverage you need and protect yourself and your family.