Business & Finance: Can I File For Bankruptcy For Free?

Can I File For Bankruptcy For Free?

Filing bankruptcy can be a costly process.Many people wonder if they can file bankruptcy for free.This is a tricky question and one that may not make some people too happy.Read on to learn the answer to - Can I file bankruptcy for free?

Business & Finance: Chapter 7 & Chapter 13 Types of Bankruptcy

Chapter 7 & Chapter 13 Types of Bankruptcy

Chapter 7 and Chapter 13 are the most common types of bankruptcy in the United States.Economic crisis image by Denis Ivatin from Fotolia.comBankruptcy is the process of making a legal declaration that a person or a business (the debtor) is unable to satisfy the debt owed to a creditor....

Business & Finance: Car Loans For People With Bankruptcy

Car Loans For People With Bankruptcy

If you are in need of a new vehicle you will be happy to hear that there are car loans for people with bankruptcy. Due to the bankruptcy, your credit rating has declined so you ...

Business & Finance: Do You Need Advice to Personal Bankruptcy?

Do You Need Advice to Personal Bankruptcy?

Are you considering filing for bankruptcy and you could use some advice to personal bankruptcy and whether you should file or not?Many people file for bankruptcy when there are much better options and they could have worked their way out of debt without suffering the consequences of bankruptcy.Here

Business & Finance: Great Options to Avoid Filing For Bankruptcy

Great Options to Avoid Filing For Bankruptcy

Is filing for bankruptcy the only solution to your financial problem due to recession? Luckily, there are some options available for you like seeking help to many non-profit agencies that will assist you negotiate with creditors and reduce debts without formally filing for bankruptcy.

Business & Finance: Private Student Loans And Bankruptcy

Private Student Loans And Bankruptcy

Student loans are those debts that are taken out for the expressed purpose of funding one’s college education, and they may be either federal or private in nature.

Business & Finance: Know All About Bank Identification Number Database

Know All About Bank Identification Number Database

Business is done electronically nowadays with all kinds of transactions being processed online. Not only is this the fastest mode for making profits but also imposes a great risk of credit card frauds and other online scam activities.

Business & Finance: Knowing Bankruptcy Chapter 7 Exemptions

Knowing Bankruptcy Chapter 7 Exemptions

If you have too much debts, filing for bankruptcy may be your only option. There are many people who opt to file for chapter 7 bankruptcy.

Business & Finance: How Can Debt Management Reduce Interest?

How Can Debt Management Reduce Interest?

People who find themselves unable to make the minimum payments on their debts might enroll in a debt management plan. In this arrangement, a credit counseling agency collects a set monthly amount from the debtor, negotiates with the creditors to lower interest rates and waive fees and applies the mo

Business & Finance: Why Is Bankruptcy Declared?

Why Is Bankruptcy Declared?

There are actually other options you can take which can be discussed by a good lawyer. There are many different factors to consider which is why you must be sure about the decision that you will be making.

Business & Finance: Get The Advice You Need On Car Loans

Get The Advice You Need On Car Loans

Buying a new car can be a daunting task. To help you afford the car you want you should consider taking out a car loan deal. This can provide you with the money you need to get the right car for your requirements.

Business & Finance: Consolidation for Debt Problems

Consolidation for Debt Problems

Once you have made the decision to tackle your debt, the next step is to develop a strategy to get it paid off. One highly advertised method is debt consolidation; however, it's important to understand how these loans work before taking one on. You must be fully committed to paying down your debt to

Business & Finance: 5 Tips to Avoiding Bankruptcy

5 Tips to Avoiding Bankruptcy

While every situation is different and sometimes bankruptcy is unavoidable, there are steps which can be taken both before and during a financial crisis to increase your odds of preventing bankruptcy. Just as important as knowing what to do, however, is knowing what not to do. This article will addr

Business & Finance: Pennsylvania Bankruptcy FAQ

Pennsylvania Bankruptcy FAQ

Anyone filing for bankruptcy in the United States must do so under federal bankruptcy laws. Chapter 7 bankruptcy filing requires a means test and is intended for those who cannot repay debts; all non-exempt assets are liquidated to pay creditors. Chapter 13 bankruptcy sets up a payment plan for debt

Business & Finance: Learning to Live on a Budget After Bankruptcy

Learning to Live on a Budget After Bankruptcy

Over the recent years millions of Americans have had to learn how to live on a budget after filing bankruptcy. The idea of filing bankruptcy is all about second chances and being able to start over with a clean slate. This is one of the great things about the United States and its capitalist society

Business & Finance: Will My Bad Credit Freeze My Spouse's Bank Account?

Will My Bad Credit Freeze My Spouse's Bank Account?

Married couples face challenges when a spouse runs into trouble with bad credit. Every consumer has an individual credit report, a record of the person's use of credit. While there are not joint credit reports for married couples, your spouse's bad credit can affect your credit in certain situations

Business & Finance: Debt Collection Laws for Kentucky

Debt Collection Laws for Kentucky

Sometimes when people are struggling with debt a debt collection agency gets involved. A debt collector is hired to try and recoup an unpaid amount of money to a third party and sometimes it can be a stressful experience dealing with the process of debt collection. Unlike most states, Kentucky doesn