Financial Problems Cause Stress

• When money is tight, stress levels tend to increase. Individuals may be putting in more hours at work, struggling to pay bills or experiencing a general sense of anxiety about the future. This translates to less emotional capital and time for a significant other, which can lead to bickering.
  
  Couples struggling financially should make an effort to lower their stress by engaging in relaxing activities together. Inexpensive options could include exercise, sharing a meal, or engaging in sexual intimacy. This will help them to manage their stress in a positive, cooperative way.
  
  

It's a Control Thing

• If time is money, money is power. This axiom extends into relationships. If either individual in a relationship has too little say about how many is spent or saved, it can lead to conflict.
  
  Healthy relationships are ones in which each person is willing to compromise and share power in financial decisions. Unemployment and underemployment can throw this balance off.
  
  When things are financially hard, partners may be tempted to split the income and bills to avoid arguing. This can actually lead to underlying control issues that may manifest themselves in other ways.
  
  

His Money, Her Money

• Men and women view money differently. Men tend to see it as a source of dominance and power. Women more frequently view it as a source of security and protection. Differences in money management styles can contribute to relational conflict, particularly when things are tight. Establishing a clearly communicated system for handling money can reduce arguments.