Insurance Auto Insurance & Registration

Ways To Lower Your Car Insurance

In every state, except New Hampshire, it is required by law to carry auto insurance.
As many drivers search for insurance, they seek the best bang for their buck policy.
After the initial purchase of insurance, the client is usually satisfied and retains the insurer for many years.
This practice is usually not recommended to keep your premiums low and to secure the best price around.
Here are some ways to lower the cost of car insurance:
  • Stay Accident Free- Being involved in auto accidents will raise your car insurance rates.
    Staying accident free (usually an insurance company will require a set timeline for this, 3 or 5 years) will help lower your car insurance premium.
  • Type Of Car You Drive- Sports or imported cars bring in a high price ticket along with high insurance premiums.
    Many insurance companies give discounts to compact or utility cars as they are much cheaper to fix.
  • Additional Features Included In Vehicles- Discounts are given to additional air bags, automatic seat belts, anti-lock brakes or other safety features that are installed in your automobile.
    The client should check with their agent about any discounts on premiums related to safety features.
  • Credit Score- A better credit score for clients will generally mean a better rate on insurance.
    If your credit was bad during the time you first signed up with your insurance company, another 6-8 months of good credit history may raise your score enough to get a discount.
  • Discounts For Employees- Sometimes a corporation will partner up with an insurance company and offer discounts.
    A client should check with their employee and see what benefits (if any) they have to offer.
  • Deductible Increase- By increasing your deductible, the premium rates will drop.
    The only downfall here is that a client must keep a set amount saved in an account just in case an accident does happen.
  • Insuring Multiple Policies With The Same Company- By combining your car insurance with your homeowners, life insurance and other policies, insurance companies will give a multiple policy discount.
  • New Insurer- At times, if you switch insurance companies, they will offer you a discount to enroll with their services.
  • Age- Getting older isn't always bad! When you get older, insurance premiums will decrease as well (as long as there isn't any claims, accidents, violations, etc.
    ).
    Some of these age plateaus are at 25, 55, 65, etc.
  • Alarm/Security System- Cars equipped with an alarm system and GPS are eligible for a discount.
    A client should check with their agent and make sure they are receiving the proper discount.
Many people that shop for car insurance, will find the lowest priced insurer then retain them for years, not knowing about additional discounts that they could be eligible for.
Always keep close tabs on your insurance and speak with your agent about any additional discounts that you can qualify for.
SHARE
RELATED POSTS on "Insurance"
Ohio Auto Insurance - Top Ways to Find Low Auto Insurance Premium Rates
Ohio Auto Insurance - Top Ways to Find Low Auto Insurance Premium Rates
Learn How To Save Money On Your Auto Insurance
Learn How To Save Money On Your Auto Insurance
Car Insurance
Car Insurance
Get Amazing Auto Insurance Policies
Get Amazing Auto Insurance Policies
What You’Re Going to Need to Get an Auto Insurance Quote
What You’Re Going to Need to Get an Auto Insurance Quote
Can I Sue My Car Insurance Company?
Can I Sue My Car Insurance Company?
Protect Your Vehicle With the Ideal Auto Insurance Cover Policy
Protect Your Vehicle With the Ideal Auto Insurance Cover Policy
Are you suffering from car insurance inflation?
Are you suffering from car insurance inflation?
Why Use Acceptance Auto Insurance?
Why Use Acceptance Auto Insurance?
Guest Author Katrina Robinson
Guest Author Katrina Robinson
Get a Quick Auto Insurance Quote Online - Here is How
Get a Quick Auto Insurance Quote Online - Here is How
Find Cheap Auto Insurance - How to Guarantee You Are Getting the Lowest Rate Insurance
Find Cheap Auto Insurance - How to Guarantee You Are Getting the Lowest Rate Insurance
Cheap Taxi Insurance - Finding a Good Value Policy
Cheap Taxi Insurance - Finding a Good Value Policy
ICC Truck Permits - Basic Guidelines
ICC Truck Permits - Basic Guidelines
Cheap Van Insurance Quotes - Learning How to Go for What's Less
Cheap Van Insurance Quotes - Learning How to Go for What's Less
Eight Simple Methods to Lower Your Car Insurance Rates
Eight Simple Methods to Lower Your Car Insurance Rates
What Will Full Coverage Insurance Pay on My Car?
What Will Full Coverage Insurance Pay on My Car?
Use Car Insurance Quotes to Get Cheap Car Insurances
Use Car Insurance Quotes to Get Cheap Car Insurances
Exploring The Reasons You Need Enough Insurance Coverage
Exploring The Reasons You Need Enough Insurance Coverage
Should You Switch Car Insurance Companies?
Should You Switch Car Insurance Companies?

Leave Your Reply

*