When you are on vacation or maybe a business trip and you want to rent a car, the subject of car rental insurance will confront you.
This is not the right time to start evaluating what kind and how much insurance you should buy.
You are pre-occupied with your mission or just too tired to make a good decision, so let's take a moment and study your options.
Usually your personal auto insurance already covers rental cars as they are considered short-term use of a passenger vehicle.
You need to view the terms and conditions of your policy because it will most likely have liability coverage to pay for damages to the other party but not for damage to the rental car or a rental truck.
Check the medical coverage, underinsured motorist, and so on.
What ever you do, be accurate as you fill out the car rental application.
The desk clerk has no way of knowing the integrity of your info, however if you are involved in an accident and some incorrect information surfaces, the claims could be denied.
In the case of a teenage driver, higher fees may be charged or worse yet, they may not be covered by the car rental insurance company meaning the full liability could fall on you.
Several of the major credit card companies include car rental insurance if you charge the rental fee on their card.
Again, make sure you understand what is being covered as there are many different scenarios that you have to take into consideration.