With all of the current turmoil in the financial markets, most investors no longer know where to put their hard-earned savings.
Many Americans have watched their retirement savings drop as much as 30% in the past year, and even experienced investors are at a loss as to what to do next.
When making decisions about how to best invest your savings, it is important to consider your tolerance for risk.
If you are willing to deal with the ups and downs the stock market will surely bring in the next few years, then the stock market is still a great place for investing.
Buying at the bottom of the market can bring greater returns, especially if the investor finds the best stock investments available.
There is no such thing as a perfect investment.
The best stock investments are those that meet the needs of an individual investor.
Investors who dont mind taking risks with their money are different from highly conservative investors.
The best investments for each will be different.
The best stock investments for very conservative investors are stocks that have a history of stability and slow growth.
The old favorites, blue chip stocks, are still good bets.
Established companies normally have the financial reserves to make it through a long period of economic downturn.
Buying stock in these companies while the market it down can give the buyer a bargain price on a top quality stock.
Continuing to contribute on a regular basis, no matter where the market is, will provide a long-term benefit.
Investors will have the benefit of continuing to increase their market share as the market grows in years to come.
Another alternative to blue chip individual stocks is to purchase Exchange Traded Funds, (Lefts).
Look for funds with long-term growth in mind.
Several companies offer target date retirement funds, which will balance themselves as the end date nears.
Whole market funds are another way for conservative investors to mitigate their exposure to the downturns of individual stocks.
More aggressive investors will find that their best stock investments are different.
For this investor, small-cap aggressive growth funds are a good choice.
These funds invest in small companies with a potential for earnings growth.
The fund managers are constantly investigating new market trends, and balance these funds accordingly.
If picking individual stocks, an investor should look for expected earnings per share to be higher than current earnings.
This is a good indicator of a business worth investing in.
There is no perfect investment, and all investments have risk.
The biggest mistake any investor can make is failure to invest at all.
With proper research, any investor can find stocks that will complement their existing portfolio and create long-term wealth.
Many Americans have watched their retirement savings drop as much as 30% in the past year, and even experienced investors are at a loss as to what to do next.
When making decisions about how to best invest your savings, it is important to consider your tolerance for risk.
If you are willing to deal with the ups and downs the stock market will surely bring in the next few years, then the stock market is still a great place for investing.
Buying at the bottom of the market can bring greater returns, especially if the investor finds the best stock investments available.
There is no such thing as a perfect investment.
The best stock investments are those that meet the needs of an individual investor.
Investors who dont mind taking risks with their money are different from highly conservative investors.
The best investments for each will be different.
The best stock investments for very conservative investors are stocks that have a history of stability and slow growth.
The old favorites, blue chip stocks, are still good bets.
Established companies normally have the financial reserves to make it through a long period of economic downturn.
Buying stock in these companies while the market it down can give the buyer a bargain price on a top quality stock.
Continuing to contribute on a regular basis, no matter where the market is, will provide a long-term benefit.
Investors will have the benefit of continuing to increase their market share as the market grows in years to come.
Another alternative to blue chip individual stocks is to purchase Exchange Traded Funds, (Lefts).
Look for funds with long-term growth in mind.
Several companies offer target date retirement funds, which will balance themselves as the end date nears.
Whole market funds are another way for conservative investors to mitigate their exposure to the downturns of individual stocks.
More aggressive investors will find that their best stock investments are different.
For this investor, small-cap aggressive growth funds are a good choice.
These funds invest in small companies with a potential for earnings growth.
The fund managers are constantly investigating new market trends, and balance these funds accordingly.
If picking individual stocks, an investor should look for expected earnings per share to be higher than current earnings.
This is a good indicator of a business worth investing in.
There is no perfect investment, and all investments have risk.
The biggest mistake any investor can make is failure to invest at all.
With proper research, any investor can find stocks that will complement their existing portfolio and create long-term wealth.
SHARE
