If you want to feel safe and have a piece of mind you need to have car insurance, every day we are at the risk of having an accident and you have to be covered to avoid financial losses.
In every state of the USA it is required by law to have at least the minimum insurance coverage.
Before you buy a car in California is important that you know what is the insurance cost and minimum coverage required by law: In California you need: Bodily Injury Liability of $15,000 to $30,000 limit Property Damage Liability of $5,000 limit You can get an uninsured motorist bodily injury coverage but is not required by the state of California to purchase this coverage.
The average car insurance premium in California is $1,705 Now that you know the minimum coverage required in your state you need to start getting quotes from different insurance companies and compare their rates.
But you should not choose a company or policy just based on the price, is important that the company you choose is reliable, has financial stability and has quality customer support.
To make the process more easy you can get California auto insurance quote online, you will have to enter your zip code in a simple form and then you will be shown a form where you will enter your personal and vehicle details.
This way you can get quotes from many companies from the comfort of your own home, you can then compare your options and decide what is best for you.
The premium rates you are going to pay may vary from each company, but as a general rule people under 25 first time drivers pay a higher premium than older people with good driving record.
Ask you friends and people you know for review of the different companies or search online for feedback on what experience previous customers have had with each company.
The most important things is that you get the right coverage and that you company can be reliable.
Keep in mind that you can lower your premium rates by increasing your deductibles.