If you want to save on your car insurance what do you do? Do you pick up the phone book and go with the first company who offers you a cheap quote or do you did a bit deeper to find the best price? To Find the cheaper car insurance you need to know a few tricks to make sure you are not getting overcharged without even knowing about it.
You might think some drivers are just lucky at finding cheap insurance, but this is not the case.
The bottom line is some drivers manage to get cheaper insurance, regardless of if they are a good driver or a bad driver.
This is because insurance companies only care about selling their policies and if you approach buying insurance the right way you will get yours cheap too.
There are some things you need to check before buying any car insurance.
#1 Look at the length of the policy first before you decide to pick a policy.
You need to make sure that all of these policies cover the same length.
Some companies offer a month less than others and say they are cheaper, when they are not.
#2 Is the deductible amount the same amount between different policies.
You may find there is a huge difference in deductible between different companies for polices that are the same price.
To make a true comparison you need to compare both the deductible and the price of the policy.
#3 Some companies allow a flexible payment method either by paying more or less than each month.
If you pay monthly check the interest rate on the payments.
Some insurers make their profits by charging very high rates for monthly payments.
#4 If you pay monthly set your payment to the highest amount you can afford.
This will lower the entire cost of your policy.
This will change your monthly payments and the yearly amount you pay.
Compare each insurance policy the right way and you will find a cheaper car insurance.