Law & Legal & Attorney Accidents & personal injury Law

The Compensation Claims Process Following a Bicycle Accident

If you have been involved in a bicycle accident through no fault of your own and have suffered a physical injury as a result, there is every reason to expect that you have grounds to make a claim for compensation.
By contacting an experienced firm of bicycle accident claims solicitors, the process should be run seamlessly and cause you minimal stress in the process.
After the initial contact with your solicitor, you are free to be in as much or as little contact as you like, depending of course on how involved you'd like to be in the process.
If you do wish to be involved in your claim, then this guide should give you an understanding of the stages involved.
Building your case Once your solicitor has taken the case on, they will work to gather as much evidence as they can, in order to support the compensation claim.
Once the necessary evidence has been collected, the solicitor will write a 'Letter of Claim' to the third-party (the person responsible for the accident) to inform them that a bicycle accident claim is being made.
Blame Determining which party was responsible for causing the accident is not always clear-cut.
In certain cases, the liability can be split if it is impossible to determine a sole source of fault.
The medical report To assess the extent of a claimant's injuries, a medical report needs to be compiled.
The type of injuries incurred can determine which medical specialist will be consulted.
Out of court settlements The majority of bicycle accident compensation claims are made against insured individuals.
If the defendant is uninsured then the claim may be heard by the Motor Insurers Bureau.
If the defendant is insured then the 'Letter of Claim' must be passed on to their insurers, who will then have 3 months to determine whether they will pay the claim.
Settlement offers At anytime the defendant is free to make a settlement offer.
If you - as the claimant - reject the offer and your case then goes to Court, the Courts will consider the offer in their decision as to which party is responsible for the legal costs related to the claim.
At this stage you will benefit from the experience of your solicitors, who will be able to help you decide whether an offer should be accepted, or if you'll likely receive a better settlement in Court.
The Courts Some compensation claims involving bicycle accidents go all the way to the Courts, although even if court proceedings are issued, most claims will be settled before the proceedings commence.
Before a Court date can be set, the 'Particulars of Claim' need to be completed which set out all the details of the claim so that a judgement can be made.
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