Are you looking for free debt counseling? The best source for you to find them is the world wide web.
Debt counseling has become a top necessity among the community as the majority of the community is suffering from debt and looking for a way out it.
It is better for you to consult a counseling program before trying to settle the debt by your own.
You must be now wondering what type of a service they can provide.
They will help you to manage the debt once it is settled or even not.
Settling the debt is reducing it with the aid of a debt settlement company.
Once the debt is reduced you need advices how to pay off the rest.
Mere monthly income would not do it.
They will advice you how to earn more money and capitalize on your debt.
You have to get a clear idea about your debt.
Most of the debtors do not know how much they owe.
There for it is necessary to know your debt and manage your income.
Then have to calculate how you are going to spend that money with your day to day necessities while sparing a share to the debt as well.
These advices can be provided to you through the same debt settlement company which you chose for eliminating the debt.
Some of these companies provide you free counseling service after negotiation.
You can search for such companies when you are looking for a settlement company.
Of course they will charge a fee for their service of eliminating your debt but you will be able to get the counseling service for free of charge.
But be careful as there are fake companies which are there to trap you.
They are there only to grab your money and fly away without providing any job.
They will present them selves as counseling service providers and charge you high rates.
But you should be thoroughly aware of the fact there are free and legitimate companies where you can get the best advices.