When applying for overseas auto-insurance, you may be surprised to find that you will be required to pay a higher cost than a friend or acquaintance that has made a similar application recently.
This is likely because there are a few factors that affect your foreign car insurance costs, such as your age, gender, and driving record.
For instance, if you are a single male who is under 25 years of age, you will likely have to pay higher overseas auto-insurance costs than another driver who is quite a bit older.
Unfairly or not, the reason for this is that people in that age range and of that gender are statistically shown to be involved in more accidents than other drivers.
Married men and women drivers in the same age range are typically involved in fewer accidents, which results in them having to pay lower insurance costs.
One other factor that may affect the insurance rates that you will have to pay for driving in another country is your driving record.
With a string of violations or accidents in your record, you will likely end up having to pay higher premiums regardless of your age or gender.
Ensuring you have a clean driving record is therefore the best way to cut your overseas auto-insurance costs.
In any case, foreign car insurance companies do have different rates, so you may be able to cut costs somewhat by shopping around for the best deal.
With all the costs involved in traveling overseas, you will definitely want to get a better deal whenever possible.