At this time of your life you maybe in debt that you thought may not happen to you only to find that you are wrong and you do not know how to deal with it because it is keeping you up at night.
Overspending Overspending and not planning to put aside for those emergencies because you have money coming in each week is not healthy for you and your family.
Some over spending is immediate gratification to full a want hoping to feel better or solve an emotionally need.
Saving for emergency Having difficulties when you lost a job, have lots of medical bills or a divorce can be a life changing time for those that have not taken the time to plan ahead and put some money aside for these emergencies.
Cutting back in spending Cutting back in spending can help you go through these difficult times with a better sense of security.
Cutting back on the things that are not necessary and choosing alternative ways to enjoy yourself and your family without spending a lot.
Your time on blaming Blaming your mate is wasting your time and energy and not focusing your energy in the right place to get out of the difficult situation you find yourself in.
You may say to yourself that it is better to get out the relationship and save yourself hoping that it will solve the problem and it will not, it will only delay it because the problem is a part of you that need to be solve.
Holding your mate accountable for all the difficulties you both have with money is not helping you to heal and grow from this experience and it keeps you as a victim of someone else or the energy of money.
Taking responsibility When you take responsibility for your role in how you come to this difficulty and stop blaming your mate you can begin to rebuild and work together to get out of the difficulty you have with debt.
Having fun Look for new ways for you and your family to have fun by including them in coming up with ideas this will help your family become much closer.
Having a budget Having a budget gives you a chance to stick to the agreement you have with your mate that will help your family get through these difficulty moments.
Plan of action Having a plan of action of what you will pay off first and how you will make it until the difficulty subside is necessary for the success of the family.
Working as a team with all the family can and do give the children a sense of contributing to the house and strengthening the family bond.
Look for the bills with the most interest to pay and decide to pay them first and it is better to pay more than what is suggested as a minimum payment if you want to pay this off fast.
Have a visual board in the kitchen where all the family can see it and work together as a group to bring this down.
Taking the time to call the people you owe money to and start making arrangement of how you can pay it off, you do not want to make them your enemy they are doing their job although it bothers you this action gives you a sense of taking back your power.
Conclusion: Debt that is keeping you up at night does not have to be for a lifetime when you know what to do to get back on track for you and your family.
Overspending Overspending and not planning to put aside for those emergencies because you have money coming in each week is not healthy for you and your family.
Some over spending is immediate gratification to full a want hoping to feel better or solve an emotionally need.
Saving for emergency Having difficulties when you lost a job, have lots of medical bills or a divorce can be a life changing time for those that have not taken the time to plan ahead and put some money aside for these emergencies.
Cutting back in spending Cutting back in spending can help you go through these difficult times with a better sense of security.
Cutting back on the things that are not necessary and choosing alternative ways to enjoy yourself and your family without spending a lot.
Your time on blaming Blaming your mate is wasting your time and energy and not focusing your energy in the right place to get out of the difficult situation you find yourself in.
You may say to yourself that it is better to get out the relationship and save yourself hoping that it will solve the problem and it will not, it will only delay it because the problem is a part of you that need to be solve.
Holding your mate accountable for all the difficulties you both have with money is not helping you to heal and grow from this experience and it keeps you as a victim of someone else or the energy of money.
Taking responsibility When you take responsibility for your role in how you come to this difficulty and stop blaming your mate you can begin to rebuild and work together to get out of the difficulty you have with debt.
Having fun Look for new ways for you and your family to have fun by including them in coming up with ideas this will help your family become much closer.
Having a budget Having a budget gives you a chance to stick to the agreement you have with your mate that will help your family get through these difficulty moments.
Plan of action Having a plan of action of what you will pay off first and how you will make it until the difficulty subside is necessary for the success of the family.
Working as a team with all the family can and do give the children a sense of contributing to the house and strengthening the family bond.
Look for the bills with the most interest to pay and decide to pay them first and it is better to pay more than what is suggested as a minimum payment if you want to pay this off fast.
Have a visual board in the kitchen where all the family can see it and work together as a group to bring this down.
Taking the time to call the people you owe money to and start making arrangement of how you can pay it off, you do not want to make them your enemy they are doing their job although it bothers you this action gives you a sense of taking back your power.
Conclusion: Debt that is keeping you up at night does not have to be for a lifetime when you know what to do to get back on track for you and your family.
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