Business & Finance Bankruptcy

Can My Landlord Evict Me After Filing Bankruptcy?

Whether or not your landlord can evict you after you file a bankruptcy case depends on whether or not you owe any rent to your landlord.
If you are current on all your rental obligations the landlord is not listed in your bankruptcy schedules as a creditor and will therefore probably never know you have filed for bankruptcy.
Even if your landlord does find out you have filed for bankruptcy it may not matter to your landlord if you do not owe your landlord any money.
Your landlord cannot evict you solely based on you filing for bankruptcy protection.
If you do owe your landlord some back rent, that may be a different story.
Whether or not you receive an automatic stay depends on whether your landlord has obtained an unlawful detainer judgment against you.
If you have filed for bankruptcy before a judgment is obtained, you have filed for bankruptcy and the automatic stay is in place then landlord cannot continue with the legal proceedings.
This relief is only temporary though.
Your landlord may file a motion for relief from the automatic stay requesting permission from the bankruptcy court to continue to evict you.
If the landlord's motion is granted, the landlord can continue with the legal proceedings against you even though you are in bankruptcy.
If the landlord does not file a motion for relief from the automatic stay, then you would have the automatic stay until your bankruptcy case has been concluded.
Your landlord can still continue with the legal proceedings for unlawful detainer against you after your bankruptcy case is concluded.
The only thing the landlord cannot do is go after you for the back rent that was included in your bankruptcy case.
For more information about bankruptcy and evictions please consult bankruptcy lawyers in your area.
What happens if there was an unlawful detainer judgment obtained against you before the filing of your bankruptcy case? Under 11 U.
S.
C.
Section 362(b)(22), there is no automatic stay protection for you.
The landlord may continue with the eviction process.
Pursuant to 11 U.
S.
C.
Section 362(l), one potential way to mitigate this process is if you file a certification with your bankruptcy petition that you are entitled to cure the entire default amount under state laws and you deposit one month's rent with the clerk of court and the certification is served to the landlord.
Then the automatic stay will be in place for 30 days if this is done.
If you pay back all the rental arrears during this 30-day period and serve another certification on the landlord that the arrears are cured (as permitted by your applicable state laws) you will be entitled to the automatic stay for the duration of your bankruptcy process.
The landlord can continue with the eviction process if you are unable to pay all the rental arrears.
If the landlord objects to the certification that you filed, the court will hold a hearing within the 10 days after the filing and service of the objection from the landlord.
There will be no automatic stay available if the court upholds the objection filed by the landlord.
The ability to cure the rental arrears depends on your state's laws.
You should contact experienced bankruptcy attorneys to help you navigate these complicated waters.
SHARE
RELATED POSTS on "Business & Finance"
What Collection Companies Can Do to Collect Credit Card Debt
What Collection Companies Can Do to Collect Credit Card Debt
What If I Am Late on My Chapter 13 Payments?
What If I Am Late on My Chapter 13 Payments?
How to Pay Off Debts With Government Funds
How to Pay Off Debts With Government Funds
How to Negotiate Debt Repayment
How to Negotiate Debt Repayment
Consumer Debt Laws
Consumer Debt Laws
Making a Decision to File Personal Bankruptcy
Making a Decision to File Personal Bankruptcy
Is Periodic Alimony Dischargeable in Bankruptcy?
Is Periodic Alimony Dischargeable in Bankruptcy?
What If I Sold My Home Before Deciding to File Chapter 13?
What If I Sold My Home Before Deciding to File Chapter 13?
Credit Card Debt and Unemployment - 3 Practical Strategies Instead of Heading Off for Bankruptcy
Credit Card Debt and Unemployment - 3 Practical Strategies Instead of Heading Off for Bankruptcy
How Are Student Loans Handled in Bankruptcy?
How Are Student Loans Handled in Bankruptcy?
9 Steps of a Chapter 7 Bankruptcy Case
9 Steps of a Chapter 7 Bankruptcy Case
Small Business Bankruptcy Advice
Small Business Bankruptcy Advice
How to Appeal Bankruptcy in Georgia
How to Appeal Bankruptcy in Georgia
How Does a Means Test Apply to Chapter 7 Bankruptcy?
How Does a Means Test Apply to Chapter 7 Bankruptcy?
Tools of the Bankruptcy Trade
Tools of the Bankruptcy Trade
What You Should Know About Free Bankruptcy Forms
What You Should Know About Free Bankruptcy Forms
Are You Considering Bankruptcy? Learn the Truth About, How Much Does Bankruptcy Cost?
Are You Considering Bankruptcy? Learn the Truth About, How Much Does Bankruptcy Cost?
Chapter 13 Bankruptcy Guidelines
Chapter 13 Bankruptcy Guidelines
Debt Prime Tips
Debt Prime Tips
What Is an Executory Contract & Breach?
What Is an Executory Contract & Breach?

Leave Your Reply

*