Finding cheap car insurance can be a challenge, although the internet has made it a lot easier to compare rates and products.
If you are a woman shopping around for car insurance, you have a small advantage, as insurance rates are typically less for women than for men.
If you are married, you save even more - insurance companies consider married people to be less risky.
Always ask for any applicable discounts, as auto insurance companies don't always volunteer these.
If you are a woman trying to insure your car, you may be eligible for such discounts as belonging to certain professional groups, participating in a group insurance plan through your work and even being a non-drinker.
Of course, the make and model of your car will also affect your rates, as will the amount of mileage you typically drive in a year.
The amount of your deductible can make a big difference to the overall cost of your insurance.
The deductible is the amount that you pay must pay before the insurance company must pay up; in general, the higher your monthly premium is, the lower your deductible will be in the event of an accident.
Simply having a higher deductible can save hundreds of dollars in a year.
Cheap car insurance for women is also easier to obtain if you happen to be a female driver under the age of 25 - most insurance companies will lower your rates by around 10 percent, as they consider you to be a lower risk driver.
And if you are still in school, keep your grades up, as many insurers will classify students who have a grade 'B' average as being a lower risk driver.
If you are a woman driver who drives more than one car, most insurers will offer a discount if you bundle your policies together.
And if you have homeowners insurance as well, always take this and your auto insurance out through the same company - another way to save money.
Of course, in addition to the cost of any policy, you also want to make sure that your insurance company is easy to reach - and wiling to help - if you ever actually need them.
It can be tedious shopping around for cheap car insurance.
If you are already insured, a good place to start and ask for a better rate is with your existing insurer - after all, they want to keep your business.
If you are a woman shopping around for car insurance, you have a small advantage, as insurance rates are typically less for women than for men.
If you are married, you save even more - insurance companies consider married people to be less risky.
Always ask for any applicable discounts, as auto insurance companies don't always volunteer these.
If you are a woman trying to insure your car, you may be eligible for such discounts as belonging to certain professional groups, participating in a group insurance plan through your work and even being a non-drinker.
Of course, the make and model of your car will also affect your rates, as will the amount of mileage you typically drive in a year.
The amount of your deductible can make a big difference to the overall cost of your insurance.
The deductible is the amount that you pay must pay before the insurance company must pay up; in general, the higher your monthly premium is, the lower your deductible will be in the event of an accident.
Simply having a higher deductible can save hundreds of dollars in a year.
Cheap car insurance for women is also easier to obtain if you happen to be a female driver under the age of 25 - most insurance companies will lower your rates by around 10 percent, as they consider you to be a lower risk driver.
And if you are still in school, keep your grades up, as many insurers will classify students who have a grade 'B' average as being a lower risk driver.
If you are a woman driver who drives more than one car, most insurers will offer a discount if you bundle your policies together.
And if you have homeowners insurance as well, always take this and your auto insurance out through the same company - another way to save money.
Of course, in addition to the cost of any policy, you also want to make sure that your insurance company is easy to reach - and wiling to help - if you ever actually need them.
It can be tedious shopping around for cheap car insurance.
If you are already insured, a good place to start and ask for a better rate is with your existing insurer - after all, they want to keep your business.
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