Before shopping for auto insurance Texas, be sure to understand the mandatory minimum coverage level in Texas.
In fact, this state requires that every auto owner/driver has to purchase auto liability insurance.
For those who plan on driving in Texas, the first requirement that they will need to meet is showing that they are financially capable of meeting the expenses and costs involved in recovering from an accident that they have caused.
Most people, when they go looking to buy auto insurance Texas, will purchase auto liability insurance.
They will however do well to be well informed about statutory minimum coverage limits of Texas liability insurance which include among other things coverage for bodily insurance and property damage.
The minimum coverage for bodily injury is twenty five thousand dollars for causing a death or injury to any one person involved in a single accident.
In regard to minimum coverage limit for property damage, then again the amount is twenty five thousand dollars per accident.
It is also important to know what the consequences are if you fail to keep your vehicle insured, especially when the vehicle is registered in Texas.
The laws in Texas are strict and will impose severe penalties on those who violate Texas financial responsibility laws.
For example, your first conviction will mean that you will have to pay a fine of anything from one hundred and seventy five dollars to three hundred and fifty dollars.
The second conviction would mean having to pay a fine of anything from three hundred and fifty dollars to one thousand dollars.
In addition, your license will be suspended and your automobile will be impounded.
Remember that Texas state officials are certain that those who do not purchase coverage will almost certainly be discovered.
So why take the risk? Get yourself the minimum (and more) auto insurance Texas.