So, if you are fairly new to being behind the wheel and need ways to reduce the amount of money that you pay for auto insurance, we have the many solutions out there for you. First and foremost, take driver training. If you are a newly licensed driver and you pass a qualified driver training course, often this will heavily reduce the amount of cash you will be paying yearly.

A second tip, to reduce your yearly costs is to not buy a new expensive car. With high collision rate group, car companies and insurers are just waiting to tag you for really high premiums on basically any sports car that is new that you can get your hands on. Rate groups are based on a ton of stuff like crash tests, vehicle price, durability and various other reports. The rule of thumb is often, the more expensive the car and the newer the driver, the more you will pay.

If you are a new driver, get onto your parents policy as a secondary or occasional driver with a beater of a car. Cheap older used vehicles are the perfect solution in getting lower premiums and better rates. Always get a quote before, you buy a car, so you can see the kind of dollars it may cost you in the future to insure that particular make or model.

Get your license as soon as possible. The lower you wait to get your license, the less experience you have, resulting in you needing way more time to get that and before you know it, the price will be going down after usually the age of twenty-five. Stay away from speeding and get tickets as this will skyrocket your cost of future polices and more.

Use the power of only allowing a certain amount of distance or usage of a car when the driver is new. Drivers need time and experience, so let them develop that over time.