Business & Finance: Arizona Foreclosure: How Bankruptcy Can Help You

Arizona Foreclosure: How Bankruptcy Can Help You

If you are like millions of other Arizonans, you are in danger of dropping off your home to bank proceedings. Luckily, some are describing the solution in what might seem the most of places? Bankruptcy.

Business & Finance: How to Get a Home Mortgage After Bankruptcy

How to Get a Home Mortgage After Bankruptcy

When you want to know how to get a home mortgage after bankruptcy you're probably thinking you're ready to go ahead and apply right away. You're going to want to look at what you need to do in order to qualify for a mortgage however, and then what you need to do during the application

Business & Finance: Laws on out-of-State Wage Garnishments in Texas

Laws on out-of-State Wage Garnishments in Texas

The majority of states allow creditors to garnish debtors' wages; however, Texas does not. If a creditor has a judgment in one state and the debtor is in a different state, wage garnishment might be possible. This concept also applies to debtors who live in Texas but are paid in a state that allows

Business & Finance: Borrowing From Friends Before Filing Bankruptcy

Borrowing From Friends Before Filing Bankruptcy

You can't turn on the news these days without hearing something about the economic crisis. It seems that Europe is on the verge of collapse and different governments are scrambling to plug holes in a sinking ship. It seems failure of the euro is becoming inevitable.

Business & Finance: Bankruptcy Loans To Start Over!

Bankruptcy Loans To Start Over!

After going through a bankruptcy process you may find yourself in a dead end. And though it may seem impossible to continue, to get back on track, it is not impossible to start over again.

Business & Finance: How to Find a Debt Consolidator

How to Find a Debt Consolidator

The term "debt consolidation" refers to pooling all of one's debt to create a single, often lower, payment. Too many credit card payments is common for many people. Debt consolidation has its hazards so be diligent in seeking out a company to work with. Many people do not need a debt consolidation c

Business & Finance: What Happens to You When You File Chapter 7?

What Happens to You When You File Chapter 7?

If you are overwhelmed by debt, you might consider filing for Chapter 7 bankruptcy. Chapter 7 allows you to liquidate your assets to help pay off your debts. However, bankruptcy is not a "Get Out of Debt Free" card; it has serious negative consequences for your credit, and you may lose some of your

Business & Finance: Can I Short Sell My House After Filing Bankruptcy 7?

Can I Short Sell My House After Filing Bankruptcy 7?

Bankruptcy law lets you keep a primary residence regardless of your other debts. As a result, you might believe keeping the home while you go through bankruptcy and short selling it after the case is the best option. However, a short sale usually does not benefit you after filing Chapter 7 bankrupt

Business & Finance: Introductory Guide to Debt Management - Bankruptcy

Introductory Guide to Debt Management - Bankruptcy

This article aims to aid in the education of those individuals who are experiencing unmanageable levels of debt by investigating bankruptcy. The key features of applying for and securing bankruptcy are presented alongside evaluation of the risks and benefits.

Business & Finance: What to Do to File for Chapter 7

What to Do to File for Chapter 7

A Chapter 7 bankruptcy allows debtors to discharge certain forms of debt. The bankruptcy filing process includes several steps to get the proceedings started in bankruptcy court. Skipping any of the steps may delay the Chapter 7 process and potentially result in mistakes. Gain a clear understanding

Business & Finance: How to Declare Personal Bankruptcy in Canada

How to Declare Personal Bankruptcy in Canada

In Canada, bankruptcy legally relieves a person in serious debt trouble from their obligations to pay. This means an unsecured entity or person you owe money to cannot take any steps to collect money from you. Secured creditors are those who loaned you money using your car as collateral,

Business & Finance: Chapter 13 Bankruptcy Laws for Iowa

Chapter 13 Bankruptcy Laws for Iowa

About 8 percent of all bankruptcies filed in Iowa in 2010 were Chapter 13 filings, which are personal bankruptcy filings for people who are working and can still pay off some, if not all of their debt, if given time. The bankruptcy court allows you to create a repayment plan with your creditors that

Business & Finance: Bankruptcy Laws

Bankruptcy Laws

Bankruptcy laws are designed to protect individuals who are no longer able to repay their debts. It is important to educate yourself on the various bankruptcy laws. This can be helpful especially if you are ...

Business & Finance: Nonprofit Debt Relief Organizations in California

Nonprofit Debt Relief Organizations in California

Debt relief organizations help consumers manage their debt.money money money III image by imagenation from Fotolia.comCredit counseling organizations advise consumers on managing their personal finances and debt. These organizations have trained counselors that explain financial matters...

Business & Finance: Will I Get Approved For a Credit Card After Filing For Bankruptcy?

Will I Get Approved For a Credit Card After Filing For Bankruptcy?

While you won't be able to get approved for a traditional credit card after filing for bankruptcy there are cards out there specifically meant for people who have a recent bankruptcy in their past. These cards are a great way to build up some positive financial history and move forward after ba

Business & Finance: Brits Avoid Summer Holidays Due To Debts

Brits Avoid Summer Holidays Due To Debts

With rising debt problems and the current recession taking its toll on Britain, people are avoiding their normal luxuries in order to prepare for the worst and to counteract any financial difficulty or debt worry ...

Business & Finance: Alternative to Bankruptcy - You Do Have Options

Alternative to Bankruptcy - You Do Have Options

Over the past several years, many people have found themselves buried in unsecured debt and are looking for an alternative to bankruptcy. If you are one of these people, know that you do have options available instead of bankruptcy.