With the 2008 crisis, a lot of people in usa are in a difficult financial situation. When you're unemployed, facing monthly bills is difficult. Most of the time, you have to borrow just to stay afloat. However, if you don't find a job you canNOT keep on borrowing. Others have a job but can't just stop themselves from using their credit card. That's why a lot of people are searching to enrol in a debt relief program. A lot of them are receiving emails and phone calls by debt relief salesmen. And, whenever you're in a bad situation, it's difficult to think clearly. That's what debt relief scammers know.
Rule 1 – Don't trust a company which contact you if you didn't give them your personal information
Some emails you will receive will be spam. That's a common technique used by scammers. Since they don't have a legitimate debt settlement business, they cannot buy ads to big magazines or television. That's why they use spam send thousands of email in order to find their victims. They are really smart. Emails you'll receive will most likely look professional and will be well crafted. They also will make you amazing offers and you will really tempted to try their service. That's the reason why a lot of people make the mistakes to trust those emails. Soon after, they pay the scammers thousands of dollars to get out of debt. If you have money, problems you can't afford to do that. If a debt consolidation company reaches you by email without your permission it is most likely a scam. Don't even open an email if you don't know what firm has sent it.
Rule 2 – Find informations about the company
There is a lot of tool you can use to check if a company is legitimate. First and foremost, you have google. It's a free way to find out if a company is legitimate or not. Just make a google research of the debt relief program. Most of the time, you will find forum threads about the company. One of the best tip a friend gave to me is checking the Better Businesses Bureau database. They have a website and you can find reviews about thousands of companies.
In a nutshell, to avoid debt relief scams, you have to take enough time to think about the offer you received.
Rule 1 – Don't trust a company which contact you if you didn't give them your personal information
Some emails you will receive will be spam. That's a common technique used by scammers. Since they don't have a legitimate debt settlement business, they cannot buy ads to big magazines or television. That's why they use spam send thousands of email in order to find their victims. They are really smart. Emails you'll receive will most likely look professional and will be well crafted. They also will make you amazing offers and you will really tempted to try their service. That's the reason why a lot of people make the mistakes to trust those emails. Soon after, they pay the scammers thousands of dollars to get out of debt. If you have money, problems you can't afford to do that. If a debt consolidation company reaches you by email without your permission it is most likely a scam. Don't even open an email if you don't know what firm has sent it.
Rule 2 – Find informations about the company
There is a lot of tool you can use to check if a company is legitimate. First and foremost, you have google. It's a free way to find out if a company is legitimate or not. Just make a google research of the debt relief program. Most of the time, you will find forum threads about the company. One of the best tip a friend gave to me is checking the Better Businesses Bureau database. They have a website and you can find reviews about thousands of companies.
In a nutshell, to avoid debt relief scams, you have to take enough time to think about the offer you received.
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